Seg2 julia debt protest 2

Starting in January, the Trump administration says it will garnish the wages of student loan borrowers who haven’t been able to make their payments for at least nine months. “It’s cruel and hostile to working people to turn the system on before we’re sure that we can run it in a compliant manner,” says Julia Barnard, higher education team lead at the Debt Collective and former student loan ombudsman at the Consumer Financial Protection Bureau. To student debtors facing financial hardship, Barnard suggests “immediately [contesting] when they get a notice of wage seizure.” She lays out what is at stake, options for those facing default, and more.


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